UnderstandMyCert
CERTIFICATION PREP FOR SMALL BUSINESS OWNERS

Every requirement, in plain language, in one place, with the exact documents you need.

Prepare your own application for SDVOSB/VetCert, WOSB/EDWOSB, WBENC, or NMSDC certification. We prepare, you file. Not a law firm, not consultants, not affiliated with any government agency.

Check if you qualify, free →8 questions · no email needed to see your result
HOW IT WORKS

Understand. Prepare. File yourself.

01 · UNDERSTAND
Your personalized requirement checklist

Every item explained in plain language and cited to its official source, the CFR section, SBA page, or program handbook, with the date we last verified it.

02 · PREPARE
Gather your documents in one place

Each requirement names the exact document that proves it. Collect and organize everything once, before you ever open a government portal.

03 · FILE YOURSELF
You submit everything

We never file for you. No power of attorney, no portal credentials, no middleman between you and your certification. That’s a feature.

Walk into your APEX appointment already prepared.

THE PRODUCT

What your checklist actually looks like.

One card per requirement: what the rule means, the document that proves it, the official source, and the date we last verified it.

CHECKLIST · WOSB14 OF 22 COMPLETE
● Verified against 13 CFR 127 · Jun 2026
A woman owns at least 51%, directly and unconditionally
Ownership through another company or a trust usually doesn't count as direct.
13 CFR § 127.201
Proves it: operating agreement
A woman manages day-to-day operations
She must hold the highest officer position and work at the business during normal hours.
13 CFR § 127.202
Proves it: resume, org chart
The business is "small" under its NAICS size standard
Size is measured by average revenue or employees, depending on your industry code.
13 CFR § 121.201
Proves it: 3 yrs tax returns
Every item links to its official source⚑ Report an outdated rule
PROGRAM COVERAGE

Four programs live. Two covered honestly.

VetCert (SDVOSB/VOSB)LIVE
For veteran-owned and service-disabled-veteran-owned small businesses in federal contracting. Run by SBA. Renews every 3 years.
WOSB / EDWOSBLIVE
For women-owned small businesses in federal contracting. Run by SBA. Annual attestation with a 3-year examination.
WBENCLIVE
For women-owned businesses selling to corporate supplier-diversity programs. Run by WBENC, a private certifier. Renews annually.
NMSDCLIVE
For minority-owned businesses selling to NMSDC corporate members. Run by NMSDC, a private certifier. Renews annually.
DOT DBEGUIDANCE
For disadvantaged businesses in state transportation contracting. Run by state UCPs under 49 CFR 26. Guidance available, full module coming.
8(a)ON HOLD
On hold pending SBA's 2026 rule change. We won't publish guidance against a moving rule.
HOW WE EARN YOUR TRUST

Every claim carries its source and the date we checked it.

Every requirement links to its official source, the CFR section, SBA page, or program handbook.
Every card shows when we last verified it. Records older than 90 days get re-checked.
Changed rules are flagged openly, never silently patched.
REQUIREMENT · WOSBVERIFIED JUN 2026
A woman must own at least 51% of the business, directly and unconditionally.

Ownership held through another company or a trust usually does not count as direct. Shares that transfer back on certain events do not count as unconditional.

13 CFR § 127.201Proves it: operating agreement
PRICING

Flat pricing, visible before we ask for anything.

A typical consultant charges $3,000 or more for preparation you can do yourself with a complete, cited checklist.

MOST COMMON
Single program
$249 one-time
Full cited requirement checklist
Document organizer
You file yourself
Multi-program bundle
$499 one-time
All programs you appear to meet
Document mapping across programs
Collect each document once
Renewal tracking
$99 /year
Renewal cadence per program
Reminders ahead of every deadline
Rule-change alerts
Check if you qualify, free →Start with the free pre-screener. Pay only if you want the full checklist.